Mortgage the right way.


The Gapital

Since inception, Gapital Mortgage has been dedicated to one thing: closing the gap between big financial decisions and the fear that surrounds them.

Gapital Guarantee

We shop the best rate for you, which means you don't have to worry about whether you're getting the best interest rate for your scenario.


What our clients say about us?


"Best Mortgage broker I have EVER experienced!" - Maria P.

With hundreds of reviews, we maintain a 5 star rating!

We have done business with the manager of Gapital Mortgage, Tacy Nichols, for many years. We just completed a refinance on our home and once again turned to Tacy to handle the transaction. Tacy now is part of Gapital Mortgage which we understand is her family business. We met with Tacy and she was able to give us the right advice and structure a refi that was perfect for our needs. Her team did an excellent job and we can recommend them to everyone. - George K.


Great team to work through the daunting process of purchasing a home! - Jeremy M.


Purchasing and/or financing a home can be a stressful activity. Tiffany and Gapital loans certainly made it as stress free as it can be for our family. This turned out to be a great experience for us and we will use them again for future financing. Highly recommended! - Harley H.

Tacy Nichols Gapital Mortgage

Hi, I'm Tacy.

I'm the President of Mortgage Lending here at Gapital. My team is here to help make getting a mortgage easy. We're available on your schedule over text, email, or phone. Let's talk. 

NMLS ID 353152